What are no credit mobile phone plans

At Envisage Phones, we pride ourselves on our knowledge of not only the latest smartphones from one of the big companies or which carrier has the best plan for you but also with identifying interesting developments in the world of mobile phones.

One of these developments is the birth of the no credit mobile phone plan – quite a mouthful but certainly something that is gaining traction throughout the United Kingdom.

No credit mobile phone plans defined

I am sure you have seen them advertised – the no credit mobile phone plan. Generally, these plans are aimed at members of the public who have a bad credit rating, have ccj’s against their names or even have been declared bankrupt.

Normally, people in these situations would not be able to apply for credit of any kind or even apply for a mobile phone contract payment plan. If they did apply, they would be rejected time and time again because of their bad credit record.

The thing is, because of the downturn in the economy – which will only continue due to the Brexit vote – many people are finding themselves in this boat. And why should they not have access to a mobile phone to pay it off on a monthly contractual basis?

In fact, at Envisage Phones, we are all for these no credit mobile phone deals!


And the phones? What do you get access to?

Well, surprisingly there are a range of handsets available. Bear in mind, these contracts are more expensive than a regular contract, but as the provider has to cover themselves in case someone doesn’t pay an instalment, you can see why.

If you are prepared to pay, you could get the latest iPhone or Samsung Galaxy. Often, you may have to pay a deposit beforehand to secure these.  Once your contract is fully paid up, the provider will return the money to you.

If those types of contracts are a little too expensive, there are others as well. These normally utilize either slightly older mobile phone models (for example a Samsung Galaxy S5) or even one of the range of the new budget smartphones that are hitting the market. Many of these are ideal and offer all the same advantages of their more expensive counterparts.

Should you need any more information on no credit mobile phone contracts, be sure to visit instantmobile.uk.

What are no credit mobile phone plans

Buying a mobile phone for your child

Buying a mobile phone for your child

As a parent, you know the question will eventually be asked. ‘When can I get my own mobile phone?’

No matter what your thoughts on children and mobile phones, this question will become a reality sooner or later. Now at Envisage Phones, we believe that a mobile phone can be an excellent addition to your child’s tech gadgets. Not only is it an incredible safety device but it can help them with their studies as well.


So if you are going to buy a mobile phone for your child, what should you be looking out for? In this article, we highlight a number of things we believe are very important when it comes to buying your child their first phone. Let’s take a closer look.

Phone types

The first decision you need to make is what type of phone to get your child. There are two types available.

  • Feature phones

These are able to make calls, send texts and some can even use messaging software such as WhatsApp and the like. Depending on the model you choose, they might even be able to access the internet. Typically, these cost around £5 – £50 depending on the features they come with. We believe these are the best option for small children, from around 8 to 12 years old.

  • Smartphones

When it comes to smartphones, there is a massive range available. Most people think Apple and Samsung when the word smartphone is used, but luckily, you won’t have to buy an expensive handset such as these if you want to buy a smartphone for your child.  In the past number of years, many budget smartphones have made their way onto the market and these are perfect for teenagers from 13 to 18 years old. Not only will they give them all the apps and features that they would need, these phones have excellent connectivity and fast internet capabilities which will definitely aid learning.

Is internet access important?

Well, this is a question that we get quizzed on very often by parents. In truth, it is pretty difficult to find a mobile phone that does not have internet access, unless it is the cheapest of the cheap.

In our opinion, internet access on a mobile is a double edged sword. Firstly, it is a necessity as it can come in very useful, especially for teenagers doing research for their school work. Secondly, it can become a major liability as it opens access to a range of apps, chat rooms, social media etc.

Here, as a parent, it is up to you to not only police the internet access on your child’s phone but to encourage openness in its usage. Ultimately, you have to make the choice and this is where your relationship with your child will make a huge difference.

Having said that, if you trust them enough and they are open to you checking their phone and having them as a contact on social media sites to monitor them then it should not be a problem. Note, there is software that can be downloaded onto your child’s phone that allows you to keep a check on them. In fact, there are a range of apps that you can use including My Mobile Watchdog. Now your child might protest but remember who is paying for their contract.

Which phone contract should I get for my child?

Finally, you need to decide which phone contract would suit your child best. There are many options including Pay As You Go, a monthly contract or SIM only.

Let’s just say that a monthly contract should be the furthest from your mind. We have had too many parents contact us moaning about the fact that their children have run up a massive bill in the first month of their contract. This usually happens when the free call minutes are used up and all the data is used. Once this happens, many contracts will still allow data and calls to be used but at the premium rate. Don’t make the same mistake!

Perhaps a SIM only contract is an option to consider. This means that you will need a phone to give your child. This could be a ‘hand-me-down’ or a cheap phone that you buy separately. Then for a certain fee, your child will be allowed minutes, texts and a small amount of data based on how much you are prepared to spend each month.  If they use this up, you can then buy more data or calls for them, but ultimately, you remain in control.


For the easiest choice, consider Pay As You Go. Here you can buy a certain amount which can be loaded onto the phone and then allocated as your child sees fit amongst calls, texts or data. This gives them the control they need to be able to decide how they need their phone to work at a certain point. For example, they may decide on more data in a certain month due to the fact that they need to research a project for school. Once the amount is used up, the phone can only receive calls or text but not make them. Of course you can add more money to the phone as you see fit.

Deciding on whether your child should have a mobile phone or not is certainly no easy task, and there are benefits and disadvantages.

Good luck!



Buying a mobile phone for your child

4G LTE – What is it and do I need a phone that has it?

So often, as regular phone users, we hear how the latest smartphone models have all these ‘must have’ abilities and additions. One of these that carriers like to mention is 4G LTE. But what is it exactly? Is it necessary for our mobile phones to have it? If our current handset doesn’t have it, should we be upgrading as soon as possible? Let’s take a closer look.

What is 4G LTE?

Well when you hear what 4G LTE stands for, it’s not really going to bring you any closer to understanding exactly what it does. 4G LTE stands for fourth-generation long-term evolution. See, don’t say we didn’t warn you.


But that’s why we at Envisage Phones run our site. To help inform the regular customer in the street about these very technical smartphone terms.

Currently, 4G LTE is the best phone technology available. It specifically refers to the ability of a handset to both deliver and receive data at a rapid rate. There is even a protocol for this set by the International Telecommunication Union. This states that all 4G capable handsets must be around 100 megabits per second. When it comes to mobile hotspots, this figure must increase to no less than 1 gigabit per second.

So where does the long term evolution part fit in? Well, when LTE standards were established in 2008, they were pretty far-fetched for the time. Yes, some carriers could meet the demands of the International Telecommunication Union, but the body realized that this should be aspired to, hence the long term evolution part. And this is constantly changing as mobile phone technology continues to evolve at a rapid rate. Today, the standards set out by the International Telecommunication Union are met by carriers all over the world.

4G LTE challenges

Well 4G LTE sounds incredible, right? It is, but there are still some challenges to this type of network.

For one, this type of service is often not available to people living outside of major metropolitan areas. Make no mistake, rolling out this technology is not cheap and for this reason, many carriers only have it in major metropolitan areas. This means that as soon as you leave a large city, your phone will not connect to the 4G LTE network anymore but to a lower capacity option such as 3G. Although 3G networks are common in many places around the world, they do offer lower upload and download speeds.

Not only that, but if you find yourself in these lesser capacity networks, there is the chance that you will find more calls dropping. This is as a result of the circuit-switching used on older networks. This means that when a call is placed, a connection is made directly between the two handsets. If something happens to this connection, a call is then dropped. This is unlike a connection between two handsets in a working 4G LTE network. Here, call information is sent along a number of different nodes, so if one drops, a new connection for that information is quickly established without the call dropping.

The many advantages of modern 4G LTE networks

If you are looking for speed in data downloads and uploads, then look no further than 4G LTE. It is perfect for extremely fast downloads – around 5 to 12 megabits per second – which means it is the perfect way to utilize online streaming services such as Netflix.

It is also one of the preferred networks for mobile gaming, ensuring a very low latency, one of the most important things gamers look for. For those who like using video chat options like Apple Facetime or even video calls on Skype, 4G LTE is the answer as well as its incredible speed means these types of calls are clear and never break up.

Finally, with over 80% of people now using their mobile devices for internet searches, 4G LTE offers the fastest browsing options available.

So do I need a 4G LTE capable handset?

This is really only a question you can answer for yourself. If you use online streaming services, play games online, browse the internet mostly from your phone or prefer using video calling when talking to family and friends then 4G LTE will definitely be of benefit to you.

Bear in mind however, no matter how fast the network, you will always be held back by the data allocation in your mobile phone plan/contract that you have with your carrier. So if you are going to go the 4G LTE route, make sure you have enough data allocated.


4G LTE – What is it and do I need a phone that has it?